THE IMPORTANCE OF GOOD HEALTH INSURANCE WHEN WORKING IN THE UNITED STATES.
The United States is known for its job market dynamism and opportunities for professional growth. However, a crucial consideration for those working here is obtaining decent health insurance. Here are some reasons why this is an essential step.
1. High healthcare costs in the US: the American healthcare system is different from many other countries, hospitals can determine the prices themselves and these market forces ensure that it is usually very expensive. Even a minor procedure can cost thousands of dollars. Good health insurance protects you against these high medical costs.
2. Expensive American health insurance: The premiums for health insurance in the US are high, which can easily amount to several thousand dollars per month for a family. To keep premiums “affordable”, the US works with very high deductibles and/or a percentage of personal contribution.
3. Access to quality care: With private health insurance you get access to a broad network of healthcare providers and specialists. This means you can receive the best possible care when you need it.
4. Dutch health insurance: Dutch health insurance often covers costs abroad up to a maximum of 200% of the costs in the Netherlands. This is totally inadequate. Moreover, this is only the case if emergency care is required. The additional costs are then for your own account. Planned care is not insured anyway.
5. Employer Offers: Many employers in the US offer health insurance as part of the benefits package. This can vary from comprehensive coverage to more basic coverage. It is wise to compare the options offered and choose a plan that suits your needs.
6. Protection against unforeseen events: An accident or unexpected illness can happen to anyone. Medical debt is one of the leading causes of financial problems and bankruptcies in the US. With good health insurance, you do not have to worry about the financial consequences of such an event. This provides peace of mind and helps you focus on your work and personal goals.
7. Tax claim: If health insurance does not meet certain conditions (Minimum essential coverage), it is possible that a tax claim will be imposed on you. In short, good health insurance is invaluable when you start working in the United States. It not only provides financial protection, but also access to high-quality care. Make sure you thoroughly research the available options and choose a plan that suits your needs and lifestyle. After all, your health is your most important asset. That is why it is important to seek advice from an expert advisor.
De Goudse has health insurance that meets all conditions and requirements set by the American government. Please feel free to contact me for more information.
1. High healthcare costs in the US: the American healthcare system is different from many other countries, hospitals can determine the prices themselves and these market forces ensure that it is usually very expensive. Even a minor procedure can cost thousands of dollars. Good health insurance protects you against these high medical costs.
2. Expensive American health insurance: The premiums for health insurance in the US are high, which can easily amount to several thousand dollars per month for a family. To keep premiums “affordable”, the US works with very high deductibles and/or a percentage of personal contribution.
3. Access to quality care: With private health insurance you get access to a broad network of healthcare providers and specialists. This means you can receive the best possible care when you need it.
4. Dutch health insurance: Dutch health insurance often covers costs abroad up to a maximum of 200% of the costs in the Netherlands. This is totally inadequate. Moreover, this is only the case if emergency care is required. The additional costs are then for your own account. Planned care is not insured anyway.
5. Employer Offers: Many employers in the US offer health insurance as part of the benefits package. This can vary from comprehensive coverage to more basic coverage. It is wise to compare the options offered and choose a plan that suits your needs.
6. Protection against unforeseen events: An accident or unexpected illness can happen to anyone. Medical debt is one of the leading causes of financial problems and bankruptcies in the US. With good health insurance, you do not have to worry about the financial consequences of such an event. This provides peace of mind and helps you focus on your work and personal goals.
7. Tax claim: If health insurance does not meet certain conditions (Minimum essential coverage), it is possible that a tax claim will be imposed on you. In short, good health insurance is invaluable when you start working in the United States. It not only provides financial protection, but also access to high-quality care. Make sure you thoroughly research the available options and choose a plan that suits your needs and lifestyle. After all, your health is your most important asset. That is why it is important to seek advice from an expert advisor.
De Goudse has health insurance that meets all conditions and requirements set by the American government. Please feel free to contact me for more information.